Types of Car Insurance
Most states require drivers to have car insurance, and all of them require drivers to have financial responsibility for driving, sometimes in the form of an SR-22. However, if you have ever shopped for car insurance, you know how many different types of car insurance there are. It is important to find the best policy for you before you sign any contracts with a car insurance provider.
If you are involved in an auto accident, one of the first things that you should do is contact your insurance provider so that you can file a claim for the financial assistance that you need. However, your insurance company may refuse to pay you the coverage that you deserve. To fight for your rights, contact an experienced Iowa insurance claim lawyer from LaMarca Law Group, P.C. at 877-327-2600 today.
Common Forms of Insurance Coverage
There are several different forms of car insurance coverage that insure against different types of damage. In some cases, you may decide to get multiple types of insurance so that everything is covered. The common forms of insurance coverage include:
- Liability coverage – bodily injury, property damage
- Physical coverage – collision damage, non-collision damage
- Uninsured/underinsured coverage – both bodily injury and property damage
- Medical bill coverage
- Lost wages
After a car wreck, it is important to file a claim so that you can get the help that you need. However, it can sometimes be difficult to get all the financial help that you deserve. You may want to talk to an Iowa auto insurance claim lawyer today about the best way to deal with a negligent insurance company.
Car insurance is a necessary part of protecting you from damages caused by auto accidents. Sadly, though, an insurance company may decide to deny your claim rather than help you with your contracted coverage. Contact an Iowa insurance claim attorney from LaMarca Law Group, P.C. today at 877-327-2600 to learn more about your legal options following a denial of your insurance claim.